The actual title of the seminar has slipped my mind; however, my opinion of the seminar is, “It was very informative.” According to the spokesperson, everyone should obtain a copy of their credit report at least once a year. He also stated, depending upon the state (e.g. Florida) in which you live, there is a requirement that each of the credit bureau (e.g. Equifax, Experian, Trans Union) provide each citizen with one free …showed first 75 words of 423 total…

…showed last 75 words of 423 total…and continously apply for credit to be granted to you, your score will be lower. In summary, thanks to the presentor and the orchestrators, I now know that my individual credit score can either make me or break me --in so many words. –And since the world around me maintains such information on individuals in order for them to obtain credit, it seems feasible for me to maintain my credit report. Thanks for the enlightenment.